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New home sales surge to 2-year high; prices rising
New sales of single-family homes soared to a seasonally adjusted annual rate of 369,000 in May, reaching their highest point since April 2010, according to the government. Sales were 7.6% above April's 343,000 rate and 19.8% above the 380,000 level Read More...
Lack of Los Angeles Home Inventory Creates Bidding Wars.
Would-be buyers are packing open houses and scrambling to make offers on properties before they are even listed. Bidding wars are erupting. And real estate agents are vying fiercely to represent the few sellers that do exist. Housing inventory has sunk Read More...
Record Low Freddie Mac Mortgage Rates!!
Fixed-rate mortgages dropped to record lows again this week, with lenders offering the 30-year loan at an average of 3.62%, according to housing finance giant Freddie Mac . That was down from the previous record low of 3.66%, set during the last two weeks. Read More...
Pre-Qualified vs. Pre-Approved: What You Must Know
Knowing the difference between getting prequalified for a loan, and preapproved for a loan equips you to have the right information at the right time. Getting pre-qualified for a loan gives you an idea of how much you might qualify to borrow. You have Read More...
Who's Buying Homes in 2012? Boomers and Busters
Can housing upsize and downsize at the same time? Absolutely. Despite the sluggish real estate market, two age groups continue to be active: Younger buyers are bent on upsizing, while older empty-nesters are keen on downsizing. Here's who's buying Read More...
Housing market still weak: Fewer existing homes bought in March
Warm weather doesn’t always bring good news. An unusually toasty winter may have poached sales of previously owned homes from March, denying it the expected springtime boost. Consumers bought 2.6% fewer existing homes – pushing the seasonally Read More...
California home sales drop, but prices climb in March
While the pace of California home sales declined in March, the median home price in the state increased for the first time in 16 months. Sales of existing, single-family detached homes, seasonally adjusted, was 505,360 in March, a 4.5% drop from February Read More...
FHA Waives 3 Yr. Wait Time for Short Sellers..
FHA has financing for homeowners who are short selling their home and wants to repurchase another home after the short sale is approved and completed thru their current lender. There are a number of home owners who will qualify for this program by meeting Read More...
Lending limits for FHA loans - By CALIFORNIA County
County Name Single Family Duplex Tri-plex Four-plex ALAMEDA $625,500 $800,775 $967,950 $1,202,925 OAKLAND-FREMONT-HAYWARD, CA METROPOLITAN DIVISION ALPINE $463,450 $593,300 $717,150 $891,250 NON-METRO AMADOR $332,350 $425,450 $514,300 $639,150 NON-METRO Read More...
Fixed Rate FHA Loans Information
Home ownership rates in America continue to increase at a steady rate due in a large part to the implementation of FHA home loans more than seventy years ago. Over the years, FHA has helped Americans gain the financial independence that comes with owning Read More...
30-year fixed mortgage rate hovers at 4%
The mortgage engine seems stuck in low. For five straight weeks, Freddie Mac 's survey of the rates offered by home lenders for 30-year loans has averaged at or below 4%. The most recent Freddie survey came out Thursday at an even 4% — a level Read More...
Lower credit scores slow housing recovery by thwarting sales
Reporting from Washington— How big a whack did your credit scores take during the grim years of economic distress after the housing bust? Was it 20 points, 50 points, 100 points — or maybe no drop at all? These are key questions for millions Read More...
Priced Well, Will It Sell?
Tracking the local real estate market is practically a hobby for Yetta Levitt of central Florida. And she has always bought and sold houses by owner, saving thousands in commissions. But even the formidable talents of Levitt were challenged by the merciless Read More...
Most homeowners still faring well, with positive equity
Reporting from Washington— Negative equity and underwater homeowners are frequently in the headlines, but what about positive equity in Americans' homes? Is there much of it left after the wealth-killing recession and real estate bust? Where Read More...
Mortgage rates set fresh record low, Freddie Mac says
Mortgage rates tumbled to the lowest level in the history of Freddie Mac's weekly survey, with 30-year fixed-rate home loans being offered this week at an average 4.15%, down from last week's 4.32%. Freddie Mac said in its weekly report that loans Read More...
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